Equipment financing
Kenosha landscapers face compressed revenue windows: April through October for maintenance and installation, November through March for snow removal along I-94 corridors and county parking lots. That seasonal split demands equipment that performs double duty or sits idle half the year. Buying a $45,000 zero-turn mower fleet and a $70,000 plow-ready F-550 outright ties up the working capital you need for spring mulch inventory and payroll during the April ramp-up. Equipment financing spreads the cost across 24 to 84 months, preserving cash for fertilizer, seasonal hires, and the inevitable hydraulic-hose repair. We broker landscaping equipment loans that align payments with your revenue curve, so you're not carrying a summer-size note through a January thaw.
A small business loan for landscaping often starts with a concrete trigger: a commercial-property-management contract in Pleasant Prairie that requires two additional ride-on mowers by May 1, or a municipal snow-plow bid in Somers that mandates proof of equipment before award. One Kenosha client ran a three-person crew and won a $120,000 seasonal contract with a Racine industrial park; the contract required a skid-steer with a Harley rake, two dump trailers, and liability limits the client didn't yet carry. We brokered an equipment-financing package that covered the machinery and freed enough working capital to fund the insurance upgrade and first payroll cycle. The deal closed in 18 days, equipment arrived before the contract start date, and the client invoiced on time.
Loan programs
is the natural fit: the machine itself serves as collateral, terms stretch to match useful life, and lenders understand seasonal cash flow. For mixed needs, including a used truck, a trailer, and a down payment on a storage yard in Sturtevant, an SBA 7(a) loan offers longer amortization and lower down payments.
We operate from 3535 30th Ave in Kenosha, a ten-minute drive from the Kenosha Regional Airport and fifteen minutes south of the Racine county line. That proximity means we know the difference between a lakefront estate-maintenance contract and a big-box retail snow route. We gather your equipment quotes, recent profit-and-loss statements, and contract letters of intent, then shop your file across multiple lenders who understand green-industry seasonality. You'll see term sheets with payment schedules, collateral requirements, and personal-guarantee language spelled out. Once you choose, we coordinate documentation, title work, and funding so the dealer releases equipment on your timeline. No surprise fees, no rate guarantees we can't honor, just clear brokerage and follow-through until the mower hits your trailer.
Serving the Kenosha area

We know which lenders fund which kinds of Kenosha businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
Why Kenosha owners trust Dawnfield Financial